D is a very grumpy girl. I just did my type-A subtract-all-the-bills-from-the-current-amount-residing-in-the-checking-account thing…and came up with a NEGATIVE number!!! HOW did this happen? (I should say, how will this happen…since I am looking into the future.) Sigh. I know how it happened…both M and I were over our allotted amount on credit cards this month (and I didn’t bring my lunch today – BOO!).
On top of that, we have our new monthly car insurance bill, plus I threw $200 at our outstanding credit card bill, plus the quarterly bill we get from our Alma Mater came. This doesn’t include the tuition for the class I just registered for (Yay! At least I got my online Anatomy class!!)
Yes, I know – we have an emergency fund for these items. Actually, the car insurance would have come out of that fund anyway…if we were on the 6-month plan. So. I transferred some cash over from the emergency account, and I’ll try to bunker down and chill out for another 2 weeks. But it’s just so hard. I try and keep myself from wishing away the days, but I’m really so bored at work that I can’t help it. I have a test tonight and a test Thursday…I really just want it to be next Friday so M will get his second paycheck!
I like putting money in our happy accounts – not throwing it down the drain to various credit/loan institutions. We have about $1,000 per month going to loans and credit stuff every month – and when you break it down like that I get kinda nauseous. That number doesn’t include our monthly credit card bills either! That is just car loan + school loans + paying off big credit card. Booooo. I can’t WAIT until we have paid off that credit card – it’ll free up some cash!! Then we can start chipping away at one of M’s school loans that has ridiculously high interest.
Anyway. I better go find something to do – I do have that annual review coming up…Anyone else having a downtrodden Tuesday?